Financial News (Page 8)
What To Do After Bankruptcy
If you have done any reading about personal bankruptcy, you know that while bankruptcy eliminates your consumer debts, it also damages…
How to Build an Emergency Fund
Life is full of unexpected events. Your circumstances could change dramatically within a short period of time. That’s why it’s…
Solid Planning and Scholarship Dreams
Our Essay Questions As a college/university student, what are your main money obstacles and what do you plan on doing…
Supermom’s Scholarship Contest Entry
One of the most interesting things about reviewing scholarship submissions is the mix of age, culture, and position of our…
A Student Relates TV Drama to Real Life
The clock is counting down as we draw near to announcing our scholarship winner for the first half of 2021.…
Scholarship Applicant Cites Facts & Figures
Our Essay Question As a college/university student, what are your main money obstacles and what do you plan on doing…
What is an Individual Voluntary Arrangement?
Debt is necessary for people to carry out most financial actions. You need debt to purchase a home with a…
Niagara College Student Cuts Costs
The window to enter into our scholarship for the first half of the year has closed. In the lead-up to…
How to Write a Debt Settlement Proposal Letter
Debt affects Canadians of all age groups and incomes. This is especially true during the COVID-19 pandemic, as Canadians owe…
Here’s What To Do If You Can’t Afford Minimum Payments on a Credit Card
If you can’t afford minimum payments on a credit card, it may be time to take a step back. It’s…
Why Oil Prices Are Increasing
Recently, 50% of gas stations across Georgia were without gas. Gas prices hit a national high of $3.03 per gallon,…
What is Receivership? – Tools Creditors Use
As consumers know, credit scores are an important part of personal finances. Some individuals cannot adequately manage their debt. They…
The Consumer Protection Act
Canada has laws governing the way companies can go about the sale of goods and services. Laws are in place…
Scholarship Entrant Gets Creative
As you know, we’re still accepting essay submissions for our scholarship. A recent entry from a current doctorate student showcases…
Credit Counsellors Can Help With COVID-19 Financial Hardship
The COVID-19 pandemic brought financial hardship to thousands of Canadians. Middle-income Canadians felt a profound effect on their finances, with…
Ready for a Restart? Your Guide to Financially Recovering from COVID-19
The COVID-19 pandemic brought financial turmoil to thousands of Canadians. In October 2020, a third of Canadians thought that financially…
How to Check Your Credit Score
The average Canadian consumer needs a few things to perform many financial tasks. Usually, you need income and credit to…
Are Middle-Income Canadians Sinking Fast?
A new poll shows they’re struggling just to stay afloat The pandemic might be ending, but the financial struggles for…
How long does it take to rebuild credit?
Credit is a tool that lenders use to assess a borrower’s creditworthiness. Usually, credit evaluations happen before extending financing. Lenders…
How to Remove Collections From A Credit Report in Canada
Some people have the unenviable need to remove collections from their credit reports. Do you have a collection entry on…
What do you know about your consumer rights?
Dealing with your finances can be overwhelming, especially if you don’t have accurate facts about your consumer rights. A recent study by…
Steps to File Bankruptcy in Canada
When you are dealing with a massive debt load, what are your options to get out of debt? “One strategy…
Money Management Education for College Students
As part of our effort to empower people with financial knowledge, Consolidated Credit Canada offers a scholarship to qualifying Canadian…
Your Debt Collection Questions Answered
Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…
Common Retirement Questions: You Need the Answers
When you approach retirement, it’s important to have your finances in order. You’ll need to assess if your retirement savings…
Challenges of buying a home with bad credit
If you’ve got bad credit because of bankruptcy, a consumer proposal or other credit problems, it can be challenging to…
Is there a statute of limitations on credit card debt?
Credit card debt can be a difficult cycle. Interest rates add up. Missed payments. Calls from collectors and creditors. Threats…
Canadian Debt-to-Asset Ratio Increased After Pandemic
The COVID-19 pandemic continues to bring financial instability with an increased debt-to-asset ratio. With mass job loss in Canada and…
Making a CERB Repayment Post Covid 19
COVID-19 demolished thousands of jobs and impacted many industries across Canada. Just in January 2021, Canada lost 213,000 jobs. Luckily,…
What happens after bankruptcy?
Before one declares bankruptcy, you might be wondering what the process looks like. In this article, Debt.ca explores what happens…
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