Financial News (Page 10)

Banks Offering COVID-19 Financial Relief

There are banks offering financial relief during coronavirus due to the ongoing struggles Canadians are experiencing. Many stores and businesses…

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Tips for Millennials Buying Homes

Millennials searching for a home are getting used to drawing on the bank of mom and dad before and after…

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Credit Repair 101

Have you been turned down for a loan because your credit score is too low? Learn Credit Repair 101 to…

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The Danger of Running Up your HELOC

A HELOC is subject to fluctuation in interest rates which can raise payments. Read to understand the bad side and…

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Consolidating your debt? Here is what you need to know

Before you consolidate your debt, you have to consider a few things prior to contacting a credit counselling agency.

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Thinking of tapping into your home equity line of credit (HELOC)?

Consider this before you draw on that equity. With a home equity line of credit, you are essentially borrowing against…

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Demystifying Your Credit Score

If you get confused by your credit report, learn how credit bureaus calculate it to improve your credit range and…

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Change Your Mindset and Pay Off Debt

Shifting to a cash only lifestyle to pay off debt is all about developing good financial habits that will stick.…

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How to Choose a Student Credit Card in 2021

A student credit card can help you establish and build good credit habits. It comes down to picking the right…

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How to Deal With Divorce Debt After Marriage

Divorce debt can add pressure to your credit & financial status. Learn how debts and assets are split during a…

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Jeffrey Schwartz

Credit Union vs Bank: Understanding The Differences

Learn the difference between a credit union vs bank. Compare our breakdown to see which is best suited for your…

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Types of credit ratings and what they mean

If you’ve ever applied for a credit product, you’ve likely received information on your credit rating, but do you really…

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What is the Debt to Equity Ratio?

Canadian individuals and business must sometimes resort to borrowing money regardless of the interest rates. In this article, we’re going…

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What to Look for in a Mortgage, Besides Just the Rate

Do you know what to look for in a mortgage? Aside from the rate, there are several things you should…

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Sean Cooper

Have Credit Card Debt But No Job?

It's tough having credit card debt while you are unemployed but there are options.

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The Problem with Making Only Minimum Payments

Consolidated Credit explains why it is never a good idea to pay only your minimum payment on your credit card…

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Credit Application Rejected, Again?

If you’ve been turned down for credit, there’s a reason why. Until you take steps to rectify that reason, it…

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How to Use Your Credit Wisely

People are choosing to use their credit cards in many new ways, but there are risks involved. Here's a look…

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Protecting Your Finances During COVID-19

Covid-19 financial tips are becoming more prominent in recent news. The coronavirus (Covid-19) is the centre of focus globally. And…

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Jeffrey Schwartz

Don’t Wait Until RRSP Season to Contribute

Get advice on how you should make regular contributions to your RRSP a year-long habit. Don't wait for when RRSP…

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Managing your mortgage: how to keep it as good debt

Managing your mortgage is about keeping a healthy ratio between your home’s equity and its debt. Develop a "good debt"…

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Canadian Credit Ratings Explained

Learn how your credit ratings work in Canada, including your score and the letter and number assigned to each of…

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What is revolving credit and how do I manage it?

We help you understand what is revolving credit. Learn how to manage it and why revolving credit can boost your…

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Alternatives to Declaring Bankruptcy in Canada

Declaring bankruptcy is not a decision to take lightly. Some amount of debt can be a good thing for your…

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9 Experts Respond: “What are your New Year Money Goals?”

We’re well into the New Year, and money goals for Canadians are still shaping up. How would you like to…

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What is RRSP Season and Why Should Canadians Care?

No matter what stage you’re at in life, it’s always important to think about retirement. Planning for your Golden Years…

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Employment Insurance Program Benefits for the Unemployed

Unemployed workers in Canada can get Employment Insurance benefits while they look for a job. Learn about the program requirements…

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