Debt Solutions
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The connection between credit rating, credit scores, and debt relief options
Credit scores are a big deal. An excellent credit rating can help you get a job, purchase a home, or get a better credit card. Plus, an excellent credit score shows you’re more than capable of managing your finances. A poor credit score can limit your future. It can prevent…
The connection between credit rating, credit scores, and debt relief options
Credit scores are a big deal. An excellent credit rating can help you get a job, purchase a home, or…
Debt Management Plan FAQs
Below are all the answers to the most common debt management plan faqs so you can decide if it’s the…
Emergency Funds or Debt – Where to Put Money First?
As you stare at your account balances, you wonder what to do. Should you put that bonus you just got…
What is Financial Therapy?
People stressing over money go as far back as money itself. Until recently, this stress was historically attached to recessions…
How a Credit Counsellor Can Help You
Owing money is a very personal problem. Some people are embarrassed that they can’t pay their bills. Some are so…
In-Demand Skills that Increase Income
We are in difficult economic times. Between high home prices, inflation and high national debt, it can be a challenge…
What does a Licensed Insolvency Trustee do?
What does a Licensed Insolvency Trustee do? Find out how these federally regulated professionals can help people and businesses handle…
What is an Individual Voluntary Arrangement?
Debt is necessary for people to carry out most financial actions. You need debt to purchase a home with a…
How to Write a Debt Settlement Proposal Letter
Debt affects Canadians of all age groups and incomes. This is especially true during the COVID-19 pandemic, as Canadians owe…
Making a CERB Repayment Post Covid 19
COVID-19 demolished thousands of jobs and impacted many industries across Canada. Just in January 2021, Canada lost 213,000 jobs. Luckily,…
Debt Management vs Individual Voluntary Arrangement
Debt affects thousands of our UK friends and family each year. Life is expensive, with increasing housing costs, transportation, and…
How Many Times Can You Do a Consumer Proposal?
Consumer debt can weigh down on your finances, especially if you’re reckless with your spending and don’t have a solid…
The Do’s and Don’ts of Debt Relief
If you’re stuck in a cycle of minimum payments that never seem to get you anywhere, then it’s time to…
Employing DIY debt relief tactics to regain financial stability.
Challenges with high-interest rate credit card debt can easily overwhelm your budget. As your balances increase, so do your minimum…
Questions to Ask Before Getting a Debt Consolidation Loan
Dealing with debt can be overwhelming and you may get to the point where you’re willing to do whatever it…
Choosing Financial Debt Counselling and a Debt Management Plan
If you're struggling with debt, it may be worth your while to consider debt counselling and debt management options. Read…
Banks Offering COVID-19 Financial Relief
There are banks offering financial relief during coronavirus due to the ongoing struggles Canadians are experiencing. Many stores and businesses…
The Danger of Running Up your HELOC
A HELOC is subject to fluctuation in interest rates which can raise payments. Read to understand the bad side and…
Consolidating your debt? Here is what you need to know
Before you consolidate your debt, you have to consider a few things prior to contacting a credit counselling agency.
Thinking of tapping into your home equity line of credit (HELOC)?
Consider this before you draw on that equity. With a home equity line of credit, you are essentially borrowing against…
Protecting Your Finances During COVID-19
Covid-19 financial tips are becoming more prominent in recent news. The coronavirus (Covid-19) is the centre of focus globally. And…
Employment Insurance Program Benefits for the Unemployed
Unemployed workers in Canada can get Employment Insurance benefits while they look for a job. Learn about the program requirements…
