Financial News
What To Do After Bankruptcy
If you have done any reading about personal bankruptcy, you know that while bankruptcy eliminates your consumer debts, it also damages…
Your Debt Collection Questions Answered
Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…
The snowflake method: Small change, big impact
Facing the reality of paying off a pile of debt can inspire feelings of overwhelm and defeatism. It can be…
The election’s potential impacts on your bank account
Canadians are heading to the polls on April 28th. Considering all the uncertainties we’re facing right now, this is a…
Pay equity for those with disabilites: A reality check
Forget pay equity; for many people with a disability, just living at the poverty line feels like a pipe dream.…
Canadian generosity: Down, but not out
Canadians are known worldwide for their kindness and generosity. New studies show a trend that could harm this reputation. The…
Managing your reward points portfolio
Who doesn’t like a good reward? No one! Reward points are a fun part of the consumer market, but only…
Gig workers: Income tax changes
This year, the Canadian government is implementing significant changes to income tax reporting for gig workers, under Bill C-47. The…
How to get a break on rent in Canada
Housing affordability is a major concern in Canada, with rent prices rising across many cities. If you’re struggling financially or…
Gift cards: Waste not, want not.
It’s easy to let gift cards gather dust in a drawer, but with a few smart strategies, you can maximize…
Join in on Canadian-made movement!
We’re in the middle of a ever-evolving trade war with the US and it seems long from over. Even if…
Interest rates: New rules and changes in Canada
Starting January 1, 2025, Canada has implemented significant changes to existing interest rates and lending practices. The goal of these…
Why You Should Keep Your New Year’s Financial Resolution
With the transition into a new year, many make hopeful resolutions. Some of the more common ones are to lose…
Understanding your Canadian Pay Stub
Whether you’re salaried or paid hourly, it’s important to know and understand the information on your pay stub. It’s a…
The great wealth transfer
The great bequeathment is here! Baby Boomers are set to transfer a colossal quantity of wealth. They’ll be transferring almost…
Employee Assistance Programs: What is it, and how to make the most of it
Employee Assistance Programs, or EAPs, are comprehensive workplace benefits offered to employees. The main goal of EAPs is to support…
How the CRA was hacked
In the summer of 2023, more than 60,000 CRA accounts were hacked and used to submit fake tax returns, according…
Drip pricing: A Deceptive Marketing Tactic
Drip pricing is a pricing strategy in which a company initially advertises a product or service at a low price,…
Employment and immigration: A balancing act
How are employment and immigration connected? There is an inherent correlation between how fast our population grows (including immigrants) and…
The Lipstick Index: Interesting, but take it at face value
The Lipstick Index is an unconventional economic indicator. It suggests sales of affordable luxury goods, particularly lipstick, increase during times…
Making the most of Canada’s tax holiday
The Canadian government has announced a temporary GST/HST holiday tax break from December 14, 2024, to February 15, 2025. This…
Canadians Planning to Spend More on Holiday Shopping 2024
Canadians are ready and excited for 2024 holiday shopping. The Retail Council of Canada (RCC) issued their annual Holiday Shopping…
Financial Literacy: What we know and how we feel
Our financial systems are getting increasingly complex, both here in Canada and across the globe. To navigate this complex landscape,…
The soft-savings trend: Smart or Senseless?
At first glance, the new soft-saving trend might seem irresponsible and frivolous. Looking deeper there’s some substance to behold to…
Financial Literacy Month: How behaviours and attitudes impact financial well-being
The increasing complexity of finances has made financial literacy more important than ever. A solid base of financial knowledge undoubtedly…
A global look at financial literacy
Financial literacy is essential in today’s complex financial world. It’s considered a core life skill needed to empower individuals and…
Talking about Financial Literacy Month 2024!
For 14 years now, Canada has claimed November as Financial Literacy Month (FLM). Each of those years, the Financial Consumer…
The viral underconsumption core trend explained
Underconsumption core is a recent trend that has gained social traction on TikTok and other forms of social media. This…
Beware of credit repair
All too often people get caught not thinking about their credit until it’s too late. The toughest part is, it’s…
Gifting a down payment – What you need to know
Some people may find buying a home daunting. The financial requirements for closing on a house can be overwhelming. In…
CIPF: A saftey net for investment accounts
There’s a new kid on the block in the world of financial protections for Canadians. As of January 1st, 2023,…
Halloween Spending Facts 2024
Canadians are getting ready for Halloween 2024. They are excited about dressing up in fancy costumes and decorating their homes…
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